Money made simple for Real People

Straight talk. No hype. Just 33 years of experience working for you.

I’m here to teach you how money really works in plain English. No soliciting, no sales pitches, just the education you need to organize your financial life and reduce the stress.

Who is Tom Money Mays?

33 Years in the Industry. Zero “Get Rich Quick” Nonsense.

For over three decades, I’ve worked as a financial advisor helping people navigate the complex world of money. Now, I’m taking off the “advisor” hat and putting on the “teacher” hat.

I built this brand because I saw too many regular people confused by jargon or misled by flashy trends. Whether you are a business owner looking to retire or a young professional just starting out, I’m here to help you make smarter decisions without the headache.

Is This You?

The “Next Chapter” Planner (Ages 45–65)

You are a professional or business owner who is serious about getting organized. You want to reduce stress, protect what you’ve built, and ensure your retirement is secure.

The Wealth Builder (Ages 25–44)

You are an emerging earner who wants to avoid the mistakes previous generations made. You want to learn how the wealthy think and build good habits early.

What We Cover

We break down the scary stuff into fun, digestible lessons:

    Investing

    Understanding the market without the panic.

    Retirement

    Planning for the long haul (it’s closer than you think).

    Cash Flow

    Mastering the art of money in vs. money out.

    Debt

    Strategies to kill it and keep it off.

    Decision Making

    The psychology behind why we do what we do with money.

Blog Articles

Expert Insights. Zero Jargon.

Social media is great for quick tips, but real wealth is built in the details. Explore our library of articles covering retirement planning, investment strategy, and cash flow mastery all backed by 33 years of real-world experience and written in plain English.

Dec 06 2025

Why Smart People Do Stupid Things With Money

I have had clients with PhDs who panic-sold at the bottom of a market crash. I have had clients who never finished college retire as multi-millionaires. Financial…
Dec 04 2025

Debt is a Chainsaw: A Tool or a Weapon?

“All debt is evil.” You hear this a lot from financial gurus. “Debt is how you get rich.” You hear this from real estate influencers. Who is right? Neither. And both….
Dec 02 2025

Why You Make $200k+ But Still Feel Broke

I see this scenario constantly. A couple comes into my office. They are doctors, lawyers, or small business owners. On paper, they make a fantastic income. But they are…
Nov 29 2025

Stop Trying to Be Smart. Be Consistent.

I get asked all the time: “Tom, what’s the next Amazon? What do you think about crypto coins?” My answer is always the same: I don’t know, and I don’t care. Here is the…
Nov 27 2025

The “Red Zone”: 5 Moves You Must Make 5 Years Before You Quit

If you are a football fan, you know the “Red Zone” is the last 20 yards before the end zone. It’s where the field gets tight, the defense gets aggressive, and mistakes…

Videos

Watch the Straight Talk.

Financial education doesn’t have to be boring or confusing. I’ve taken 33 years of industry knowledge and distilled it into clear, engaging videos. From 60-second quick tips to deep dives on retirement strategy, get the insider perspective without the hype.